MECHANISM OF PROBLEM LOANS REGULATION BY STATE

Abstract

The article describes the characteristics of Ukraine’s banking system loan portfolio at its present stage of development.

The loan portfolio composition with the definition of the problem loans share is analyzed. The necessity of implementing complex mechanism of the work with problem loans is considered. An assessment of the bank’s activities with problem loans is given. The normative and legislative acts, aimed at the work of creditors and debtors on debt servicing, are analyzed. The importance and necessity of state’s direct participation in reducing the share of non-working loans for further development of the credit market in the country was highlighted.